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In reply to the discussion: Do they REALLY think MOOD is the reason for less holiday spending?? [View all]QED
(2,747 posts)In the past several months my reserves were wiped out by a number of expenses piling up. I usually set a little aside so I have money for new brakes or whatever. But - I needed new brakes, the dog needed surgery, the washing machines was beyond repair. Those were manageable, barely. I crossed my fingers nothing else would happen.
Then I was injured around the house - homeowners won't cover it because it was me. I needed surgery and a hospital stay. For the first time ever, I hit my deductible and out of pocket limits on my health insurance. But I can't pay the out of pocket now. The bills have started arriving. I don't know what to do.
The thought of Christmas gifts, etc. was just out of the question. I stayed home, feigning a cold, and snuggled with my dog.
Extreme frugality rules right now - I'll see if the hospital will make payment arrangements. And the surgeon. And ambulance company. And ER docs. And the anesthesiologist. And hope nothing else happens.
I'm scared.