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Home » Discuss » Archives » General Discussion (1/22-2007 thru 12/14/2010) |
Barack_America (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 01:17 PM Original message |
If you're paying your mortgage to one bank, only to find that another holds the note... |
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ejpoeta (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 01:19 PM Response to Original message |
1. they should be but that's a good question. |
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Ozymanithrax (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 01:21 PM Response to Original message |
2. Perhaps and perhaps not... |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 01:25 PM Response to Reply #2 |
3. That's what I worry about, that homeowners are going to have to pay lawyers to sort it out. |
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Ozymanithrax (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 01:36 PM Response to Reply #3 |
7. I have kept every piece of mail since we bought our house in 2002. |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 02:04 PM Response to Reply #2 |
10. Makes you wonder if scam artists can exploit this. |
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Ozymanithrax (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 02:07 PM Response to Reply #10 |
11. A good scam artist can exploit anything. n/t |
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SoCalDem (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 01:29 PM Response to Original message |
4. Our payment goes to AHMSI, but they always identify themselves |
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zipplewrath (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 01:35 PM Response to Reply #4 |
6. Sue them |
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pnwmom (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 01:38 PM Response to Reply #4 |
8. Isn't it a good idea, if you're paying extra, to have the payment |
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SoCalDem (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 01:45 PM Response to Reply #8 |
9. That's true, but we were looking for the extra interest deduction |
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Hannah Bell (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 02:14 PM Response to Reply #9 |
12. thank you for confirming what i vaguely recollected from when i bought my house, |
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pnwmom (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 07:02 PM Response to Reply #12 |
23. Some loans do have something called a "pre-payment penalty." |
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hugo_from_TN (895 posts) Send PM | Profile | Ignore | Tue Oct-19-10 02:45 PM Response to Reply #9 |
13. You can't pre-pay interest |
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SoCalDem (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 02:52 PM Response to Reply #13 |
14. I wanted more interest paid to show up for the calendar year |
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hugo_from_TN (895 posts) Send PM | Profile | Ignore | Tue Oct-19-10 03:07 PM Response to Reply #14 |
15. That's interesting. |
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SoCalDem (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 03:13 PM Response to Reply #15 |
16. apparently you can make ONE extra payment a year |
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hugo_from_TN (895 posts) Send PM | Profile | Ignore | Tue Oct-19-10 03:23 PM Response to Reply #16 |
17. Yes - I just did some research. |
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SoCalDem (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 04:07 PM Response to Reply #17 |
19. good UNTIL they messed it all up |
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pnwmom (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 07:10 PM Response to Reply #15 |
24. It's too bad they got rid of income tax averaging. nt |
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pnwmom (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 07:01 PM Response to Reply #9 |
22. It IS so frustrating when you can't talk to real people. Good luck. n/t |
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Viking12 (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 01:29 PM Response to Original message |
5. That's the case with my mortgage. |
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lumberjack_jeff (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 03:29 PM Response to Original message |
18. More valid than all the alternatives. |
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Yo_Mama (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 04:35 PM Response to Original message |
20. Legally you are at no risk. |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Tue Oct-19-10 06:25 PM Response to Reply #20 |
21. That's great to know. |
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