Reply #40: No. It hasn't always been so. You could gather a group of people

[MineralMan]

together and form a communal organization. By pooling labor and skills, you could do whatever that group was capable of doing. People have been doing such things since humans began to walk on two feet. Tribal economies do work. You're not probably going to get such a group together, though, unless you are pretty charismatic, because such groups are difficult for form and maintain.

You could join an existing group. There are some. But, you might not like the way they operate. Who knows? It might be worth a try. Such a group, though, will have its own hierarchy and everyone will be expected to work hard to achieve goals.

I didn't write a long-winded rant. I spoke to your question. You wanted a house without money. I told you that you actually could do that, if you have the imagination and the innate knowledge to do so. I doubt that is the case, though.

There are many ways to do things. But houses are hard to come by. Every one of them takes a lot of resources to create. Somehow, you have to assemble those resources. That's the issue. Money is one of the ways. If you have some, you can use it to gather the resources you need. If not, then you have to get creative.

If I'm wrong, please show me where I'm wrong, OK?