Reply #12: My 12 year old neice now gets affordable coverage ... she survived cancer at 2.

[JoePhilly]

And back then, the insurance company did not want to cover her treatment because the death rate for her cancer was over 90%.

It was a nerve cancer which usually happens in the brain. In her case it was in nerve cells NOT in her brain ... and that's probably why she survived.

For a long time, my sister thought the would lose their home. Finally, the insurer made a settlement offer which was no where close to what the treatments cost, but which was enough to get my sister above water again. She had no choice but take it.

Since then, my niece has been viewed as having a pre-existing condition. So she's had limited coverage, but basically no coverage for anything that might relate to that prior cancer.

Until the HCR bill passed. Now she's covered. And the rate is not unreasonable (as so many seem to think).