We got a bill for $700 for a doctor that saw my husband in our local ER. The hospital had accepted our insurance card, so I thought that that would be the end of it except for the $50 ER co-pay.
I made a public stink about it. There are enough hospitals in our area that we could have reasonably gone to a different one, and they are shy about bad publicity. I also got our insurance co. to "review" their decision.
We lucked out and the ins co. sent the doc a little more $ and told us we were off the hook. It could have gone either way.
It should DEFINITELY be against the law for the hospital to accept the insurance at the ER, and for the "ER doctor" to refuse it.
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