Reply #133: And are you suggesting that INVESTORS pay health insurance claims?

[activa8tr]

No, they invest for a PROFIT on their investment, just like buying any stock, you expect to MAKE MONEY, not give it away.

True, for-profit corporations do not start up without capital from investors, be they a family, or stock-holders..

But none of the investor's money is put at risk if the insurance company collects premiums and pays out less in claims than the premiums they collected.

There is also something called "reinsurance" which is an insurance policy taken out buy insurance companies, pooling their excess risk, just so that the investors don't loose money on a heavy claims year on one particular insurance company.

The insurance industry in the USA is a very very profitable business!!!