Reply #16: Who can afford to put 5 percent of their paycheck aside?

[Kalyke]

As I said in another thread, it's not about how much the middle class believes they are taxed - it's that wages are stagnate, so they can't afford the cost of living increases, making taxes look larger than they are.

The same is true in this scenario. The only people earning $50,000 a year who can afford to put 5 percent of their pay into the phantom market are single people or couples with no children.

However, it's not "silly" to believe that the uber-wealthy used 401Ks to lure middle class folks into the stock market so that they would have more money to play with - and eventually siphon off. Face it, most middle classers don't have the money to pay a professional to run their stock buys and sells and/or don't have the time to learn the system themselves; therefore, the wealthy, who do have the money to hire professionals or the time to learn it themselves, can always game the MAJORITY of the system.