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Quote please, on the subsidy. There are subsidies for people up to 3-400% of poverty, depending on the bill and that'sabout 75% of the country. There is also nothing that says only people with subsidies can enter the exchange.
Yes, there are payout regulations in the bills that require a percentage of premium to go directly to paying providers.
Yes, there are premium caps, a variety of them. The 2:1 and 3:1 age ratio is a cap. Combine that with the premium payout regulation, and the pre-existing condition regulation, and you've tightened down the premium amount quite a bit.
The premise of single payer is removing profit and overhead costs, true. But it also relies on the reduction that preventive care would bring, as well as everyone paying in. Regardless, my point is the same. It is still going to cost money and the same people who can't afford several hundred in premiums now aren't going to be able to afford several hundred in taxes for single payer. Those same people will still need subsidies, a public plan is still going to cost people money. I don't know why people keep pretending it won't.
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