Reply #9: The difference is that private health insurance is a racket

[Apollo11]

In any other line of business - the customer expects to get something for their money.

Insurance is different, because you might pay premiums for 10 or 20 years before you need to use it.

If there is a deductible, then it might only be rarely that you would ever make a claim.

Until that day comes, you have no way to measure the quality of the service the insurance company is providing.

Basically you are paying money for the hope that they will cover your costs if something bad happens to you.

This is why I don't understand the idea that most folks are happy with their current plans.

How would you know if it is a good plan or not - if you never really needed to use it?