Reply #11: Lapfog, I'm so sorry for his loss

[Missy Vixen]

It's amazing to me how many on this site believe that they are immune from any kind of downturn or reversal of fortune. Those who sit on their high horse and lecture about "personal responsibility" and "buying below one's means" either do not live on the East/West Coast, work in an industry that is going down fast, or have never had a medical emergency that's not paid for or only partially covered by insurance.

We currently have no health insurance. It scares the shit out of me. My husband had an incident a year ago in December; we were COVERED by heath insurance, and after deductibles and other insurance company non-paying items, it STILL cost us almost two grand for a four-hour emergency room visit. We made payments.

I can't even imagine how desperate your friend is right now. I hope that he qualifies for the bailout, because if someone needs it, it's that guy. Bad enough to lose your loved one, but to lose his credit rating, his house and everything else? God.