Reply #155: You apparently buy cars that are too new.

[Tesha]

> but most cars are never worth what's owed on them :(..

You've said this several times in several posts but
apparently you buy cars that are too new. Buy a used
car that's three or more years old, don't finance it
with a lan term longer than three or four years, and
you'll probably never be "upside down" on the loan.

(Well, unless you buy an SUV that then drops a huge
amount of value because folks finally realize that
SUVs are stupid, non-sustainable vehicles.)

Tesha