Reply #10: Thanks for the story and link - we filed this summer

[kedrys]

Our debt has been discharged under Chapter 7, but we still get calls from time to time from people who want to help us settle our debt for pennies on the dollar. Many of the calls are from India :grr:. You can hear the glee in the callers' voices as they look forward to getting their cut by making you an offer you can't refuse.

Our lawyer gave us instructions on how to deal with those guys, but now I'll also check our credit reports every couple of weeks instead of once a month. One of the creditors keeps reporting our accounts as overdue, even though our bankruptcy case has been finalized and they have been duly informed (it's Merrick Bank, not Crapital One).

Thanks again! :hi: