Reply #53: Oh God I got sucked into one of the schemes

[Horse with no Name]

when this company first came out.
It said free...but then when you go there they try to sell you a service.
At that time, the service was for $9.99 a year they would send you an email alert anytime anyone inquired about your credit.
Seemed reasonable so I gave them my debit account number. That was around the time that I hurt my back at work and times were tight.
Anyway, I started having checks bounce all over the place. Small checks, but each of them was carrying a $25 bank charge and a $25 merchant fee. There was no way I was overdrawn...close yes, overdrawn no.
Anyway, I went to the bank and apparently this place had charged my checking account $99.99.:wtf:
They refunded the money, but not after it cost me several hundred dollars in bank and merchant fees that they refused to pay for the overcharge.
Never again. When I shop online I use one of those rechargeable debit cards that you get at CVS. I add the money I need. It costs me a little extra, but never again will this mistake happen.