Reply #4: there is also

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annualcreditreport.com

I used them recently having had fraudulent charges appear on my credit card (2nd time in 6 mos.!). Luckily, the bank I deal with came up with an offer - $4.95 a month to constantly monitor your credit and if they find anything suspicious, they act upon it, thus I don't have to make any more calls.

Having to do this credit report thing 4X in the past 6 mos. and pay for it via Equifax was $40.00 right there so I figured the $4.95 a month is a good deal to avoid the hassles and worries.

Never had a problem with the above site but then again, I did not ask to see/pay for my FICO score either.

:kick: