Reply #50: I'm just saying

[tammywammy]

I'd purchase the replacement vehicle before you allow it to be repoed.

You can also just do a voluntary reposession (just drop it off at the dealership and tell them it's a voluntary repo, there's a little bit of paperwork to sign and such), before VW sends them out to hunt the vehicle down. Either way, you turning it in and them coming for it, reflects exactly the same on your credit.