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How are the poor expected to "save"? They (we) don't have enough income to do more than just (maybe) meet needs. And those, such as Hubby, who were denied any insurance coverage, what good does a couple of bucks do to defraying thousands in medical needed expenses. There were two choices for us: watch Hubby die of renal failure and diabetic coma, or 2. spend down all our liquid assets, cut back my work income and apply for Medicaid (actually a CA program called CMSP) so he could get medical treatments and medicine.
Medical savings accounts...I got to laugh...:sarcasm:
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