Reply #63: ...and when you go buy a house are

[Lucky Luciano]

you going to bring a 50% down payment with a suitcase full of $100 bills?

The whole CC thing is not a big deal if you have just a little bit of self control. Though, the Debit card thing does lessen the need for credit cards substantially.

I don't know what the big deal is with the interest thing either. Just buy what you can afford and pay it off at the end of the month - no interest. Simple really!