Reply #15: It can be a real nightmare and is usually better left to an attorney

[hashibabba]

who specializes in it.

I didn't think I'd qualify, so I didn't bother with an attorney. Lo and behold, a month later I was approved. Unbelievable.

As for the bank, I also only get my check on the first if its a Friday. If they were late in getting my check, be sure I'd be on the phone! I'm glad everything worked out, but that worries me, my bills automatically go out the day I get the check (because of due dates). I'd be paying a lot of fees for bouncing them!