Reply #4: Your Op addresses the situation of high costs

[truedelphi]

Needing to be fixed first.

Once you hit the age of fifty, if you don't have a corpoate or job guaranteed package of bennies, you are screwed.

Pre-exisitng conditions means that no one wants you. I had ample resources in 1999 to pay for health insurance - no one wanted me at any price!

Now through joining the Writers Union I can get coverage for myself and spouse - but it costs about $ 900 a month. (It would also involve signing on to CIGNA, an insurance company that gets very low grades in Michael Moore's SICKO)

But I no longer ahve the means to afford insurance, as medical needs wiped out my ability to pay.