Reply #15: Here's bill summary from Kerry website for those who want to see it

[LittleClarkie]

“Kids Come First Act”
Bill Summary of S.114

Currently children in America are not getting the health care they need:

* 1 out of every 4 children is not fully up to date on basic immunizations;
* Half of all uninsured children have not had a well child visit in the past year;
* 1 out of every 3 of children with chronic asthma do not get a prescription for medications they need;
* 1 in 5 has trouble accessing needed care; and
* 1 in 3 went without health insurance for all or part of 2002 and 2003.

The Kids Come First Act is a true federal-state partnership where the best elements of shared responsibility contribute to an affordable, reliable comprehensive system of care for all children.

The bill focuses on three main areas: how to get states to expand coverage; how to get parents to share in the responsibility of covering their children; and how to eliminate enrollment barriers that prevent eligible children from signing up for coverage.

Why expand coverage through Medicaid and SCHIP?

Expanding SCHIP and Medicaid is projected to reduce rates of avoidable hospitalizations by 22 percent. Children enrolled in public insurance programs were also found to have a 68 percent improvement in measures of school performance.

Americans support this approach.

According to a recent survey conducted by the Kaiser Family Foundation and the Harvard School of Public Health, eighty percent of Americans say they favor expanding state programs like Medicaid as a way to increase the number of insured Americans.

State Fiscal Relief and Coverage Expansions

At the center of this proposal is a new plan to offer states fiscal relief in exchange for expansions of coverage to more children. Under the Kerry plan, the federal government pays for all Medicaid outreach and coverage costs for children under age 21 with incomes at or below poverty level ($15,670 annual income for a family of 3). In exchange, the state agrees to pay for its share of a SCHIP or Medicaid coverage expansion to children under age 21 with incomes at or below 300% of poverty ($47,010 annual income for a family of 3). By raising the age of a child to include young adults under age 21, this will cover more than 11 million children who are currently uninsured.

It is in states’ economic interest to participate. There are 20 million children enrolled in Medicaid today, for whom the states pay on average half the costs of care. Under the Kerry plan, the states would pay nothing those children below poverty, resulting in more than $10 billion in savings to states every year. In addition, the federal government will continue to pay its enhanced matching rate for SCHIP expansions, so it will still only cost states an average of 36 cents on the dollar to pay for the proposed coverage expansions.

Encouraging Family Responsibility

This bill requires parents to insure all children under age 19 and requires proof of their coverage to avoid forfeiting their federal child tax exemption to finance automatic enrollment into the SCHIP program. It also sets forth meaningful policy changes to help families achieve this coverage mandate by:

* Allowing higher income parents the right to buy into the SCHIP program for their children at cost;
* Allowing parents to use the SCHIP subsidy to purchase qualified employer sponsored coverage; and
* Providing tax credits to higher-income parents to maintain coverage affordability. Parents will not be required to spend any more than 5 percent of their adjusted gross income on health care premiums for their children under age 19.

Eliminating Barriers and Expanding Access

In addition to expanding eligibility, there are programmatic barriers that must be removed in order for all children to have access to comprehensive, affordable health care.

Under this bill, states are required to make enrollment simpler, automatic and more continuous. We must find and enroll the nearly 6.8 million children that are eligible for Medicaid or SCHIP coverage but are currently uninsured. Studies indicate that as many as 67 percent of children who were eligible but not enrolled for SCHIP had applied for coverage but were denied due to procedural issues. The Kerry plan will change that.

To save money during tight economic times, states have done everything from cutting outreach and enrollment funds to keep the rolls down, to actually freezing enrollment in their SCHIP programs. They have implemented eligibility cut-backs, required families to re-enroll on a more regular basis, and instituted higher co-payments and premiums as a deterrent to enrollment.

Making Children’s Health Care a Priority

Senator Kerry has long been passionate about ensuring every child in America has access to health care. Providing health insurance for every child in American will be his major domestic priority.

Senator Kerry was there at the beginning of the fight to provide the largest investment in children’s health care since the creation of Medicaid. His 1996 bill, the “Healthy Children, Family Assistance Health Insurance Program,” was the precursor to the successful S-CHIP program, which became law in 1997 and provides funding to cover 5 million children.

Now, he plans to tap into his large national base of supporters to generate support for children’s health care. In fact, Senator Kerry chose his first e-mail message to his on-line list of nearly 3 million supporters to be about the Kids Come First Act and his plan to provide health care coverage to every child in America.

Senator Kerry is making it clear that he is committed to fighting for this, and he will hold congressional Republicans accountable for inaction or delay. He will push for hearings on his bill in the Finance Committee. He will force a debate in the Senate at every major opportunity. And he will attach the Kids Come First Act to any moving target, giving the Republicans a simple choice – make progress on children’s health care, or show they have other priorities.

http://www.johnkerry.com/petition/billsummary.php