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Reply #12: If owning a gun carries a risk of causing unjustified injury or death, then WHY THE FUCK... [View All]

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slackmaster Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-20-10 01:15 PM
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12. If owning a gun carries a risk of causing unjustified injury or death, then WHY THE FUCK...
...don't insurance companies offer "gun-free home" discounts for liability policyholders, or charge higher premiums for people who do own guns?

If anyone is able to quantify such a risk, surely the insurance companies could.

Any risk must be so slight that it's not worth their time to try to account for it on a policy level.
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