Reply #20: Something to consider before rolling into a Roth...

[tortoise1956]

Clarification: I am not a financial expert, and I've never stayed in a Holiday Inn Express.

With that said, aside from other financial concerns, consider this - what is stopping Congress from lifting the tax-free status on Roth withdrawals? That would mean you pay taxes on both deposits and withdrawals. I'm not saying this will happen, but I don't put anything past the money-hungry greedbags in Washington.

In any case, talk to a financial professional first, and find one that doesn't have a stake in the outcome of your decision.