Reply #22: Wow, my experiences mirror yours!

[CoffeeCat]

Our bank is a small-town community bank as well.

We have been taking out money like you did. I started last year, so I've been doing a lot of
$300 daily (which is our limit). We've also taken some cash withdrawals at the bank, as you
have done.

Our bank is also has a 2 star rating. We rec'd a similar "reassurance" from our bank that
all was well. We were in the bank (withdrawing money!) one Saturday, and I happened to see
one of the vice presidents. I asked her if she had a minute and we went into her office.
I said that we were concerned about their bankrate 2-star rating. She claimed that she had
never heard of bankrate.com. Hello? If I know...she knows! She kept insisting that they
were healthy and that it was all about their "capitalization" which was "great."

Can you believe that bank employees lie like that? I'm sure some don't know better and are told how
to respond to concerned customers, with pat answers. But still.

We've also got a CD that matures at the end of March. I'm counting down the days until we can
close that out. I didn't know you could "sell" either. Interesting.

Thanks for sharing your stuff.