Reply #19: As has been posted before: ATMs

[Kellanved]

Any card with one (or more) of these logos should work with all German ATMs (German ATMs accept nearly anything that's credit card sized and features a magnetic stripe, but the fees vary) :

http://www.payments-in-germany.de/atms.htm

And do not use your credit card, but your bank customer card. ATMs will give you the best course at the lowest charge, if you use the right ones. It is really a high-stakes decision


Depending on your American bank, there might be German banks which will not put an extra charge on your transaction.
AFAIK, Fleet and Bank of America costumers can use Deutsche Bank ATMs without charge; Citibank will probably not charge their American costumers either.
Ask your bank, whatever or not they do have an agreement with a German bank, and if they do, which one(s).