Reply #27: What I carry:

[Lydia Leftcoast]

wallet, credit card holder, checkbook, make-up for touch-ups after the gym, a paperback book for those times when I have to stand in line with no one there for company, a collapsable umbrella (holdover from my Portland days, but i've needed it here in Minnepolis, too), NasalCrom spray (for those allergy moments), hand sanitizer (for when I have to use an inadequately stocked restroom), keys, cell phone, Kleenex (for those allergy moments), a hairbrush, and lots of writing implements. :-)

You never know when you might need one of the above. I'll never understand how men can get along on a couple of measly little pockets.