Help! What can I do about an out of control insurance agency?

[peacebird]

background - twit lost control of his big truck Dec 23rd and slammed into my little car, breaking my front axle and then smashing in the back quarter panel. Long story short, my lower back is screwed up.

His insurance company has admitted total guilt on his part and paid to fix the car, no questions. BUT they just sent me a two page medical release form that totally baffled me. Asking for a free pass to inspect all my medical records - including looking specifically for AIDS/HIV, drug or alcohol addiction/treatment, all prescriptions, genetic testing and all medical records (how does this pertain to an auto accident?) - in addition they say this information will be shared with their sister companies and might prevent me or my family from being eligible to get insurance in the future?

:wtf:

they want this carte blanche for TWO YEARS from the date I sign it as well (and say if I don't sign it, no claim can be filed). I am horrified and totally furious that they can claim a right to all my records in such detail. Frankly - yes - check to see I don't have a preexisting back problem. But the rest of this stuff reads like they are trying to scare me out of filing for the medical claim.

Has anyone ever dealt with such a thing? Suggestions?