Reply #88: FWIW

[Nihil]

I've actually READ your posts and it is pretty clear to me that you
are not trying to blame people but, in fact, help the other DUers
before they get into trouble.

Thank you for your time & effort.

It's a shame that some of your more vocal attackers haven't bothered
to appreciate that your suggestions might educate and assist readers
more than their repeated cries of "shill".

There is no way that a pre-auth charge should last longer than a few
hours past the transaction timestamp - that sounds like someone is
either doing it wrong or spreading it a bit thick (could be either the
trader or the bank).

At the end of the day, if you couldn't be bothered to walk to the
till, you are willingly accepting this temporary surcharge.
Rich, poor, middle class or whatever: your laziness is costing you money.