Reply #66: This year just under $30,000, down from around $50,000

[Nikia]

My husband's bosses company went under and he has struggled to try to start his own business.
As for me, I am paid by the hour. This year, we had several unpaid days off due to slow business and I was also sick, which is unpaid time, several days this year. I also almost got no overtime. Even though I had gotten a 40 cent per hour raise last year, I still made less this year.
This drop in income has made us go from being able to pay our bills and buy little things that we want to being afraid to answer the phone because of bill collectors.