Reply #3: For every you there is a me

[LSparkle]

Who four years ago was doing okay and getting those offers but who, thanks to no raises and increasing expenses, now has crummy credit and is paying more. It's the yin and yang of life -- I'm just praying that my current circumstances will change and that I can get get back to where you are (where I was). I work in an industry that's been affected by technological "advances" (leading to record piracy) but hasn't responded well, leading to reduced profits, job cuts ... and fewer opportunities. I truly feel like my circumstances haven't been caused as much by my irresponsibility as by the changing business climate -- it's a "bosses market" right now and they tell you you should just be happy to have a job, and not complain about not getting a raise. Hopefully 2005 will be better and I'll start getting those offers again.