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Buy only the necessities. Put your money away. Pay off those credit card bills. If you've been contemplating a new Refrigerator, make due with the old one. Need a new car, get the old one repaired instead. Forget about that wide screen HDTV, live with the 19" standard you already have.
Cancel your cable and get an antenna. Forget about that new stereo, put the money away instead.
After the economy we've had for the past four years, you'll be thanking me for this advice in three years. We'll get a bump up and that's good, but the people who survive from 2007 to 2012 are those who have low debt and large savings accounts.
Bank on it.
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