Reply #61: Most folks have little to no self control...

[and-justice-for-all]

with a credit card, there is tremendous temptation to over spend and get yourself in a debt pit, if you have what you make in the bank and use your debit/credit card, you are more likely to have self restraint.

It is so easy to charge-charge-charge, and once that cycle starts it can be difficult to break it.

I am far more at ease with my debit visa, which works just like a credit card, then I am with a major corporation. I have no fee issues with mine and I have really good support from the bank in regards to any issues I have had.

Then again, what ever works best for you.