Reply #59: Its easy to say "dont buy stuff" .. the snl skit

[wroberts189]

And its certainly prudent to be frugal. I really wish I could belong to your club... but I am forced to deficit spend sometimes.

But the op is talking about totally unfair and borderline if not outright fraudulent practices ..like bait and switch interest rates. Changing due dates and such.

I know its popular to think that everyone with a huge cc balance got there by out of control spending ..buying plasma tv's and xbox's ....but I am sure most are just trying to keep up with basic necessities like food and gas.

You have to have cc cards... want to buy a house? You need to show you have good credit with 3 open accounts. Want to rent a car or hotel room ? You need a cc.

Its easy to say "don't buy stuff" ... not so easy if your hungry or your kids need dental work.

But the snl skit was funny ..I just wish it was really that easy.