Reply #40: I have $600 in a savings account, no 401k, no house

[alarimer]

I have never made more than I make now, about 31k. I have never been able to afford to buy property ( I could never afford it here the way property taxes keep going up). I had a shitload of student loans that I am just now paying off (after 15 years). So bully for anyone who is doing better. I have had a series of low-paying jobs, despite having a college degree (it is in marine biology, with only a BS you get the crap jobs). I am 37 years old. I have no idea how I am aever going to afford to retire. Hopefully getting my Masters will lead to better jobs. But who knows??

I do have good health insurance (at least for now). But it is scary. I have nothing to fall back on. Some of that is my fault (I guess I choose to do something I wanted to do, rather than something that would make me a ton of money- guess I should have been a CPA or something LOL). But some of it isn't. And even a major car expense would be a setback.