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TwixVoy (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:43 PM Original message |
Just got back from Chase "we are going to have to hold your $3000 check" |
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spinbaby (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:45 PM Response to Original message |
1. These things clear electronically in no time |
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hfojvt (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:50 PM Response to Reply #1 |
8. that's what I thought |
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robinlynne (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:56 PM Response to Reply #8 |
12. 14 days for anything is crazy! |
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ronnykmarshall (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:58 PM Response to Reply #1 |
14. WAMU wasn't part of electronic check exchange. |
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Warpy (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 03:07 PM Response to Reply #1 |
15. Yes, "float" no longer applies |
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depakid (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 05:08 PM Response to Reply #15 |
29. "they're pushing you around because they can, and they're collecting 14 day's worth of interest on i |
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Vinca (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:46 PM Response to Original message |
2. I could understand it if it was a personal check, but not a cashier's check. |
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Mojorabbit (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 04:03 PM Response to Reply #2 |
20. I left Sun Banks |
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jtrockville (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:47 PM Response to Original message |
3. Bah! I'm in the process of ditching Bank of America in favor of |
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ecstatic (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:51 PM Response to Reply #3 |
11. but aren't local banks usually the ones who pull |
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gulfcoastliberal (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 04:12 PM Response to Reply #11 |
25. BofA held a 9K check for 10 days, untill I escalated it and finally got them to back down. They do |
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jtrockville (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 04:46 PM Response to Reply #11 |
27. I'm not sure of their policy, but... |
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EmeraldCityGrl (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:48 PM Response to Original message |
4. No more banks. I deal only with a credit union now. |
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ColbertWatcher (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:48 PM Response to Original message |
5. That is strange. |
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Duer 157099 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:49 PM Response to Original message |
6. Hah! But you post on DU!! Clearly you don't understand the criteria they use |
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LisaM (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:49 PM Original message |
Is it because it's a cashier's check? How can they justify 14 days? |
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ecstatic (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:49 PM Response to Original message |
7. That's insane. That would earn them a letter indicating that I'm switching banks |
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barbtries (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:51 PM Response to Original message |
9. i would have told them to shove it |
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Jane Austin (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:51 PM Response to Original message |
10. I had the same thing happen at a local bank we've traded with for years. |
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ronnykmarshall (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 02:56 PM Response to Original message |
13. That's a load of crap |
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Uben (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 03:07 PM Response to Original message |
16. It's not uncommon at all |
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KamaAina (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 03:07 PM Response to Original message |
17. Get a load of what Chase did with its credit cards |
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ComtesseDeSpair (529 posts) Send PM | Profile | Ignore | Thu Apr-23-09 03:09 PM Response to Original message |
18. Wamu always did this to me |
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GoneOffShore (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 03:10 PM Response to Original message |
19. Credit Unions feel much safer these days. |
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Joanne98 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 04:08 PM Response to Original message |
21. They need 14 days to play the market with. It's just a loan. lol |
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ourbluenation (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 04:10 PM Response to Original message |
22. who earns the interest on the money for the 14 days? You or them? n/t |
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Manifestor_of_Light (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 04:11 PM Response to Original message |
23. Cashier's Checks are certified funds. |
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ourbluenation (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 04:14 PM Response to Reply #23 |
26. ITA total bullshit. Imagine if they held a boat load of checks for 14 days... |
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hunter (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 04:11 PM Response to Original message |
24. Sorry, you have to join the Republican Party and get a proper money laundering permit. |
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juno jones (1000+ posts) Send PM | Profile | Ignore | Thu Apr-23-09 05:04 PM Response to Original message |
28. I just deposited a check for a similar amount at my Credit Union. |
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