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Social Security & Medicare

dflprincess

(28,362 posts)

17. They don't make it easy for us to understand it.

Reply to SheltieLover (Reply #14)

Sun Aug 9, 2020, 12:23 AM

Aug 2020

I don't know why they have to make it so damn difficult to figure it all out. Every other country seems to have figured it out.

I'm also in a situation where just Medicare B will cost more & cover way less than my current employer plan does. (I understand this is a rare position to be in).

I support a national health plan but I do hope they make it better than Medicare - there's just too much it doesn't cover. Minnesota has a program for low income seniors call MSHO. It's a combination of Medicare & Medicaid. My mom was on it and it covered everything - even hearing aids. When I hear people talk about "Medicare for all" I can only think what we really need is "MSHO for all."

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36 replies

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Highlight:

Looking for advice - I am 64 years, 8 months - Medicare is coming at me fast! [View all] NRaleighLiberal Aug 2020 OP

Believe it or not, AARP is one of the best sources I've found for questions on Medicare. alwaysinasnit Aug 2020 #1

thanks! NRaleighLiberal Aug 2020 #3

I have the aarp uhc plan and it works great for me. overleft Aug 2020 #29

Do not do advantage! SheltieLover Aug 2020 #2

your comment reinforces what I've heard - thanks NRaleighLiberal Aug 2020 #4

You are most welcome! SheltieLover Aug 2020 #8

My agent told me that if you get Plan F or G, don't go through a group like AARP csziggy Aug 2020 #36

Advantage is great if you get sick PuppyBismark Aug 2020 #25

My doctor Rebl2 Aug 2020 #27

Smart doc! SheltieLover Aug 2020 #28

+1 n/t Lulu KC Aug 2020 #32

Thx! SheltieLover Aug 2020 #33

Call center on aging in your state SheltieLover Aug 2020 #5

I chose G last year bc you pay $185 deductible but save on monthly premium on F. sprinkleeninow Aug 2020 #18

Good idea!) SheltieLover Aug 2020 #22

I'm 71, been on Medicare for 6 years now and it works pretty well for me. No "Advantage" plan, abqtommy Aug 2020 #6

Part D - drug pllan SheltieLover Aug 2020 #7

Only if you can't prove you had "credible" coverage during the period you didn't have Part D dflprincess Aug 2020 #12

Ty for clarifying! SheltieLover Aug 2020 #14

They don't make it easy for us to understand it. dflprincess Aug 2020 #17

That sounds awesome! SheltieLover Aug 2020 #23

I went with A, B and D jpak Aug 2020 #9

The Medicare web site has a tool for selecting Part D provider JustABozoOnThisBus Aug 2020 #26

AARP sells one of the most expensive Medicare supplement plans on the market/ hedda_foil Aug 2020 #10

thanks! NRaleighLiberal Aug 2020 #11

You're welcome. :-) hedda_foil Aug 2020 #13

Advantage plans often have very narrow networks dflprincess Aug 2020 #15

That's why I didn't choose Advantage last year. Wanted to keep my healthcare providers intact. sprinkleeninow Aug 2020 #20

I have an Advantage plan and it's been wonderful so far. PoindexterOglethorpe Aug 2020 #16

My husband had medicare and added a supplemental. AJT Aug 2020 #19

Advantage plans vary a lot by location unc70 Aug 2020 #21

I agree with those who advise against advantage plans. Desert grandma Aug 2020 #24

We are also with TransAmerica Lulu KC Aug 2020 #34

Transamerica has been great for us too! Desert grandma Aug 2020 #35

First, you need to understand the difference between Medicare and Medicare Advantage. LiberalBrooke Aug 2020 #30

Why are the plans so hard to understand? 3Hotdogs Aug 2020 #31