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at140

(6,110 posts)
Fri Dec 14, 2018, 01:55 PM Dec 2018

You wanna live into your 90's? Retire early! [View all]

When I was 57 years old, the symptoms began with high heart rate, feeling faint at work in
the morning. My HMO doctor was actually good and had many tests ordered to find out why
I was experiencing those symptoms. First I had high blood pressure and secondly I was
border line diabetic.

So I retired at age 57, and began retirement and soon was bored out of my mind. My wife is a
dozen years younger than me, and was working at a full time job. I had a great job at a lab
funded by department of energy, but what good is having lots of money if you retire after 65
and the body is in bad shape. You will be spending lots of money on healthcare, which is #1
cause of bankruptcy in USA.

To keep busy, I joined a cheap private golf club and began playing golf 5 days a week.
At first I had a real hard time walking the 18 holes which is 5 miles minimum if you hit
straight, 7 miles for me because I was rarely in the fairway.

But I kept at it, and played 18 holes five times a week. I played with the senior group
who teed off every week-day mornings at 10am. Every one chipped in $3 and whoever
played best that day with handicap got most of the money. It was lot of fun. Golf is more
fun once you begin to break 90 every round.

Living cost is very cheap in retirement IF ONE STAYS HEALTHY. I get senior discounts
every where, including property tax breaks in Florida. Now at age 78, I have no health
problems, no heart attacks, no strokes, no back pain, no knee pain, no hip joint pain,
no arthritis, good blood pressure, good blood glucose level etc. Before I took up full time
golf, I was border line diabetic, had high blood pressure, had hip joint pain, got chest pain
after eating a good restaurant meal of red meat, and used to get panic attacks.

That 6 to 7 miles of walking 5 times every week has done wonders for my body. Now at age 78
my legs are still good enough to walk several miles every day. Reaching Age 100 is looking possible. I rarely see a doctor and last time I was in hospital was at age 50 to remove my gall bladder. My healthcare costs at age 78 are near zero. Actually my Humana Medicare advantage
plan pays me $55/month!

Moral of my story is....exercise (just walking several miles) is the best medicine. Retire early,
begin any exercise routine which does not bore you, and live a long pain free life!

65 replies = new reply since forum marked as read
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...and floss! Ponietz Dec 2018 #1
Never heard of flossing growing up, and lost half of my teeth! at140 Dec 2018 #2
So, your advice is to be rich and healthy? FSogol Dec 2018 #3
just the opposite... at140 Dec 2018 #5
Having a younger working spouse must help too TexasBushwhacker Dec 2018 #28
Unfortunately, a lot of people don't have the option of early retirement. The Velveteen Ocelot Dec 2018 #4
Mainly because they have healthcare expenses at140 Dec 2018 #6
Not necessarily. The Velveteen Ocelot Dec 2018 #9
Yes, some people experience unfortunate events such as at140 Dec 2018 #15
If you're a single mother with a couple of kids working a minimum-wage job, The Velveteen Ocelot Dec 2018 #20
I postponed becoming a dad until I had saved enough! at140 Dec 2018 #23
I postponed becoming a mom until I was financially stable. Coventina Dec 2018 #57
Not only it is risky but being a new mom is hard work at140 Dec 2018 #59
You've entirely missed my point, but whatever. Coventina Dec 2018 #60
First half of my life...many sacrifices and at140 Dec 2018 #61
Please. violetpastille Dec 2018 #19
Most people can't retire at 57. LisaL Dec 2018 #7
By saving 10% of every paycheck, and watching every penny, at140 Dec 2018 #10
You had a wife with a full time job-----I was self supporting. virgogal Dec 2018 #14
Funny you noticed that, at140 Dec 2018 #16
I retired at 58 and we lived on my teamster pension demosincebirth Dec 2018 #32
Great move! You had many more youthful years to enjoy at140 Dec 2018 #35
I'm eighty, now, good health traveled the world after retirement. demosincebirth Dec 2018 #42
I'm older than you are and wish I had worked longer. virgogal Dec 2018 #8
Can't disagree with you, at140 Dec 2018 #12
I realized I had two choices: Retire early or die young Siwsan Dec 2018 #11
You did great!!! at140 Dec 2018 #13
I need to work on a Winter plan Siwsan Dec 2018 #17
Sounds like you do keep an active lifestyle. at140 Dec 2018 #18
What good is money?... lame54 Dec 2018 #21
Retired 17 years ago, thanks to my union and 30 and out, so out I went at age 52. safeinOhio Dec 2018 #22
Great decision and happy for you! at140 Dec 2018 #36
Thank you for sharing your experience. I'm struggling with this decision now. AnotherMother4Peace Dec 2018 #24
Please listen to me...if you keep working past 65, at140 Dec 2018 #37
A lot of optimism and lucky to be able to do it but still some good advice in there. keithbvadu2 Dec 2018 #25
I easily walk over 10 miles a day at my job. Buckeye_Democrat Dec 2018 #26
Not an option for the huge majority of people TDale313 Dec 2018 #27
Exactly TexasBushwhacker Dec 2018 #29
Yep. TDale313 Dec 2018 #30
+1 violetpastille Dec 2018 #31
Please note that older seniors spend more on healthcare at140 Dec 2018 #38
To everyone who stoutly asserts that it simply is not possible to save any money, PoindexterOglethorpe Dec 2018 #33
+1,000,000 at140 Dec 2018 #34
In 1969 my base pay was $440/month. PoindexterOglethorpe Dec 2018 #39
Your posts should be read by everyone! at140 Dec 2018 #40
I'm 70, and I don't exercise regularly. However I'm not about to advocate PoindexterOglethorpe Dec 2018 #41
$500 in 1962 is equivalent to $4200 today TexasBushwhacker Dec 2018 #45
Thank you for that clarification... at140 Dec 2018 #47
Do you have kids? TexasBushwhacker Dec 2018 #43
Yes, I do. PoindexterOglethorpe Dec 2018 #44
My first kid was born when I was 51!! at140 Dec 2018 #48
Male privilege n/t TexasBushwhacker Dec 2018 #50
It is definitely possible,.. we did it SoCalDem Dec 2018 #56
Good for you. Texasgal Dec 2018 #46
Awww...but you enjoyed your younger years more than me? at140 Dec 2018 #49
Yay. Texasgal Dec 2018 #51
THIS! TexasBushwhacker Dec 2018 #52
Sorry about losing your husband suddenly at140 Dec 2018 #54
You are correct. Few people CAN skimp and save until 45 TexasBushwhacker Dec 2018 #55
... violetpastille Dec 2018 #53
My heartfelt condolences Coventina Dec 2018 #58
this is probably somewhat sound advice Kali Dec 2018 #62
Appreciate your intelligent comment except on one point, at140 Dec 2018 #63
the world is a different place than when you were in your 30s Kali Dec 2018 #64
Did you read about how wretched life I was living in younger years? at140 Dec 2018 #65
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