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MADem

(135,425 posts)

15. That's news to me!

Reply to SayWut (Reply #12)

Mon Feb 11, 2013, 01:03 PM

Feb 2013

I was an early adapter to that whole "direct debit" paradigm many, many decades ago (I had a car loan w/my credit union) and it did seem to be helpful when I went to buy a house, but who knows?

Nowadays, the paradigm is to pay automatically when one can; and pay electronically/individually when one is "juggling" expenses, but the whole "pay by check/mail it in" model is going by the wayside rather quickly.

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32 replies

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are paying bills online always better than writing checks? [View all] liberal_at_heart Feb 2013 OP

I pay every bill I can online and automatically. Fresh_Start Feb 2013 #1

I've started going over my bank statement every month so I can keep track of the automatic payments liberal_at_heart Feb 2013 #4

Even though I have bill payment and pay online Fresh_Start Feb 2013 #8

Des she have a smart phone? If not a simple notebook and pen will do nadinbrzezinski Feb 2013 #2

She uses her phone constantly all day. Maybe an app would be a good idea for her. Thank you. liberal_at_heart Feb 2013 #6

I just downloaded one to my android nadinbrzezinski Feb 2013 #13

Interesting idea. I just went to their site and will have to look into this for the family. Thanks. midnight Feb 2013 #18

I HAVE to stay aware of when the money is going out of my account csziggy Feb 2013 #3

I check my account every so often as well nadinbrzezinski Feb 2013 #14

I like getting the email every day with the balance csziggy Feb 2013 #32

Auto-pay will improve the credit rating--there's no chance of forgetting. MADem Feb 2013 #5

I think there's two sides to that. SayWut Feb 2013 #12

That's news to me! MADem Feb 2013 #15

Perhaps it's up to the specific lender or CC issuer? SayWut Feb 2013 #19

Who knows--I think these basstids make up "the rules" as they go along! nt MADem Feb 2013 #24

Pay every bill that I can on-line with credit card HERVEPA Feb 2013 #7

Cards that give you a 2% reward.. IphengeniaBlumgarten Feb 2013 #20

Always pay it off every month. HERVEPA Feb 2013 #21

ONLY pay bills online. There are reasons for that. TheBlackAdder Feb 2013 #9

Prefer paying online via debit card - still experience that stinging sensation of money out the door nc4bo Feb 2013 #10

I pay all bills online PasadenaTrudy Feb 2013 #11

An advantage of checks is it is several days before it actually comes out of your account. yellowcanine Feb 2013 #16

on-line you can specify when it will come out of your account HERVEPA Feb 2013 #22

But with a paper check you can get credited for the payment based on the check and it yellowcanine Feb 2013 #25

I pay most Go Vols Feb 2013 #17

All my bills are paid online through my bank or automatic withdrawal. RebelOne Feb 2013 #23

I tend to write the checks and pay by mail for one reason and one reason only: Buns_of_Fire Feb 2013 #26

I have noticed some SERIOUS digit-float-time. I'm not sure whether it's my bank's software patrice Feb 2013 #27

It's certainly more convenient. backscatter712 Feb 2013 #28

I'm with the "Pay as many bills as you can on-line" SheilaT Feb 2013 #29

K&R You are absolutely right. Paying online is convenient, but there is a much greater potential Egalitarian Thug Feb 2013 #30

I have fundamental philosophical objections.... lastlib Feb 2013 #31