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In reply to the discussion: PSA - If you enroll in Medicare Advantage, you could be stuck for life [View all]Trueblue Texan
(2,474 posts)55. Medicare advantage plans consistently...
..denied needed coverage for physical, occupational, and speech therapy in my experience, limiting visits to 2 or 3, regardless of the patient's need. A patient could be unable to feed or toilet himself without a dozen or more therapy visits minimum, and the advantage plan would pay for 3 visits. Forget what the patient needs, it's the profit that matters.
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PSA - If you enroll in Medicare Advantage, you could be stuck for life [View all]
DemBlue76
Jul 2023
OP
It is mainly random for many because it is the individual doing the shopping.
LiberalFighter
Jul 2023
#129
They were simply part of the article and were included for illustrative reasons to show the
Celerity
Jul 2023
#153
Initially tried out a couple of "advantage" plans. Problem I had with them is that
allegorical oracle
Jul 2023
#119
The reason Advantage is so cheap and seemingly good now is they want to bankrupt Medicare
Eliot Rosewater
Jul 2023
#195
That was a dumb statement. Keep in mind they get paid for what they sell you.
True Blue American
Jul 2023
#143
Definitely need to consider, especially if you can afford an extra $200 to $300
Silent Type
Jul 2023
#4
Yep. Never have been able to afford Medigap insurance. Especially since our property
allegorical oracle
Jul 2023
#158
Yes, that's my understanding. I have a Medigap policy with original Medicare.
Lonestarblue
Jul 2023
#26
I've had a Medicare Advantage plan for 10 years now & it's working just fine for me.
elocs
Jul 2023
#15
He also signed the Telecommunications Act of 1996 (that ushered in corporate consolidation
Celerity
Jul 2023
#33
Indeed! And she lead the charge to reform national healthcare that lost by just 2 votes I believe.
keopeli
Jul 2023
#39
Her plan was actually pretty good for time. But there was a lot of opposition.
Silent Type
Jul 2023
#85
the Fairness Doctrine doesn't apply to cable, and Fox News did not launch until October 7, 1996
Celerity
Jul 2023
#79
Hmm. I stand corrected. Hopefully, I'll remember what it is I'm thinking about.
keopeli
Jul 2023
#82
Precisely why for-profit MEDICAL insurance is inherently self serving and awful.
Vdizzle
Jul 2023
#63
If you want to stop people from taking advantage of something good for them,
Silent Type
Jul 2023
#83
Of course...but whether insurance is private or Medicare, fraud exists. nt
Trueblue Texan
Jul 2023
#109
Thanks so much! I learned the facts from Thom Hartmann (here on DU) as well!
Rhiannon12866
Jul 2023
#24
yep. Husband was a federal employee, kept his group fed coverage when Medicare kicked in
Attilatheblond
Jul 2023
#50
Not to mention, this "Advantage" is not Medicare, but they fail to say that in the constant ads!
Rhiannon12866
Jul 2023
#23
According to the ads, the "plans" are all local, depending on where you live.
Rhiannon12866
Jul 2023
#52
And, according to Thom Hartmann, many are scams, which has been documented on this thread:
Rhiannon12866
Jul 2023
#98
We need a universal health care plan like they have in so many other countries
Rhiannon12866
Jul 2023
#100
Not even close. It partially covers doctors' visits, but not dental or prescriptions
Rhiannon12866
Jul 2023
#104
Universal means everyone is covered, not that no one ever has to ever pay anything
MichMan
Jul 2023
#118
I'm glad you were helped, but many are scams, which has been documented on this thread:
Rhiannon12866
Jul 2023
#184
Thanks for the 411. Passed it along to family and will keep in mind as my retirement is 4yrs away.
TheBlackAdder
Jul 2023
#45
If you do get accepted for a Medigap policy after first being on Medicare Advantage
slightlv
Jul 2023
#53
This was GW Bush's contribution when he discovered he couldn't kill them outright. n/t
slightlv
Jul 2023
#62
Generally I am a big admirer of your comments but you are consistently wrong about Medicare Advantag
grantcart
Jul 2023
#84
actually my primary is classified as a pediatritian by the hospital and i am 70
dembotoz
Jul 2023
#120
More uninformed and mistaken information about Medicare Part C aka Medicare Advantage
grantcart
Jul 2023
#75
Good, accurate post. To be fair, OP is correct that if you go MA, and decide later
Silent Type
Jul 2023
#90
Thank you grantcart. Our dilemma is tons of meds, which is not unusual for our age group....
Hekate
Jul 2023
#136
Yep, I learned this the hard way when I was trying to change insurance on behalf of my elderly mom.
W_HAMILTON
Jul 2023
#88
Should be called Medicare Disadvantage - And no one should be subject to medical underwriting.
GoneOffShore
Jul 2023
#95
Another rule is: If your Advantage plan leaves your State you may choose Regular Medicare
Joinfortmill
Jul 2023
#102
I've had only positive experiences with original Medicare. My brother, on the other hand,
Vinca
Jul 2023
#108
I thought you were opposed in principle to having Medicaid handled by private insurance companies
MichMan
Jul 2023
#130
One risk pool is a health care system. Multiple risk pools is an investment scheme.
Ron Green
Jul 2023
#173