General Discussion

wishstar

(5,269 posts)

19. Same here- the actual withdrawal always occurs a couple of weeks after notification

Mon Feb 22, 2021, 08:50 PM

Feb 2021

I have auto draft for both electric and cable bills but they always notify me (both by email and paper statements) so I have time to make sure the funds are available and that bill is correct.

Sounds like the auto bill withdrawals in Texas are not being made until notification so customers do have ability to cancel the automatic drafts. News reports are warning customers to take action before any auto drafts occur.

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51 replies

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One more good reason to not allow anyone to withdraw funds from the bank [View all] question everything Feb 2021 OP

how does one get this function you describe... msongs Feb 2021 #1

All the utilities company offered to put the statements online. question everything Feb 2021 #8

My business banking is set up that way for all bills. Blue_true Feb 2021 #17

I never allow automatic withdrawals, no matter what bill it is. You have to maintain... brush Feb 2021 #2

I use autopay but ONLY to pay via Amex. I'm protected. NO ONE needs to know my bank shit. CurtEastPoint Feb 2021 #6

Agreed, I never do autopay. sarcasmo Feb 2021 #32

I'm only on autopay for some bills that stay the same amount each month. Not for the ones sprinkleeninow Feb 2021 #34

I refuse autopay XanaDUer2 Feb 2021 #3

omg we have all our bills on auto pay.....but I have a generator.. samnsara Feb 2021 #4

Millions of people use auto pay without problems. BannonsLiver Feb 2021 #47

i agree. barbtries Feb 2021 #5

I've never had a problem with automatic bank drafting Shermann Feb 2021 #7

I have never had an issue with it. Blue_true Feb 2021 #18

Same here- the actual withdrawal always occurs a couple of weeks after notification wishstar Feb 2021 #19

Yep. Why I get the bill and then logon & pay from my bank's website. Captain Zero Feb 2021 #9

They shouldn't get another damned cent from anyone. 2naSalit Feb 2021 #10

I have a handful of bills that are auto pay. PoindexterOglethorpe Feb 2021 #11

This is what the Texans thought until the "once in 500 years" event happened, again question everything Feb 2021 #14

Very specifically, my auto-pay accounts PoindexterOglethorpe Feb 2021 #49

I think Comcast gives me a 5 dollar discount to autopay jimfields33 Feb 2021 #12

Yes, that's my question too. luvtheGWN Feb 2021 #39

My bank will only pay pure auto-debits of the amount that I designate, Blue_true Feb 2021 #13

Some pensions plans and social security will withdraw auto deposited funds in the event of death Auggie Feb 2021 #15

you will have to pay back the amt just the same nt msongs Feb 2021 #20

How will they get it if someone is deceased and broke? Auggie Feb 2021 #24

file claims against the estate. ss is feds and they have their ways nt msongs Feb 2021 #27

Better to dummy up. Hassin Bin Sober Feb 2021 #29

And here's yet another good reason: Tanuki Feb 2021 #16

We don't have to autopay for utilities... brooklynite Feb 2021 #21

Automatic bill pay--it's never a problem, until there's a problem. Baked Potato Feb 2021 #22

Old traditionalist here as far as banking is concerned.... northoftheborder Feb 2021 #23

We pay our mortgage, car insurance, and a credit card by check. Baked Potato Feb 2021 #25

Except when last month the car insurance check never cleared the bank. The office never received it question everything Feb 2021 #35

"Anyone else this antique?" Maybe... yonder Feb 2021 #42

No, no, and no. Joinfortmill Feb 2021 #26

Not sure if anything has changed but its damned hard to stop payment also jcgoldie Feb 2021 #28

Groan.. I think that all financial institution prefer to operate electronically and on the Cloud, question everything Feb 2021 #37

Wait until one of these excessive auto pays overdraws your bank account Patterson Feb 2021 #30

This message was self-deleted by its author Skittles Feb 2021 #31

Set up auto pay via a credit card. roamer65 Feb 2021 #33

THIS! Excellent point A HERETIC I AM Feb 2021 #41

It's always been my policy to initiate any and all payments of bills. patphil Feb 2021 #36

Give em A Check Mopar151 Feb 2021 #45

That is a disgrace! How DARE they do what they're doing? BobTheSubgenius Feb 2021 #38

His Lights Stayed on During Texas' Storm. Now He Owes $16,752. question everything Feb 2021 #40

Sickening. SunSeeker Feb 2021 #46

Large amounts of money don't belong in personal checking accounts used to pay bills. Ziggysmom Feb 2021 #43

For sure! My electric bill is automatically drafted but ecstatic Feb 2021 #44

2 auto-pays here, but they're charged to the credit card. Talitha Feb 2021 #48

Ten years ago, an officer at our Credit Union had me delete all direct pay Greybnk48 Feb 2021 #50

I always pay on the biller's web site each month using a cash-back credit card. Klaralven Feb 2021 #51