And THERE is the massive social security cut in the bill. Key word: "Defer"

[Hoyt]

5. Wait for the regulations. In the meantime, call your Democratic Congresspeople and tell them

to vote against the whole damn bill because you don't think they should have included a deferral, remembering that the original proposal a week ago was to simply suspend the payroll tax for a year or so, with no chance of it every being paid back.

I suspect it will be just like the payroll tax reduction under Obama, the general fund will have to cover it if not paid back. If the company goes under, it might be questionable whether we get the money. If they are still in business -- which is the hope -- they'll have to pay it.

I think the short-term goal is to get us through this. One way is to reduce the incentive a company might have to just fire people. If they are fired, the company doesn't have to pay the payroll tax either. I think this is a better way.