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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsHow much premiums could go up under new GOP health care bill passed
Chart showing how much it seems premiums would, or might, go up for certain pre-existing conditions (including pregnancy, which is a pre-existing condition) is at 4:30 in the video. Chart by Steve Rattner on Morning Joe.
This is a Republican plan, for sure. Massive increases to those with pre-existing conditions....IF they can get insurance at all. Many will not qualify to even have the option to get it. And for those that do, many will not be able to afford it. For those who think that tweaking the ACA was really a Republican plan in disguise, take a look at this chart. THIS is a Republican plan.
Not only that, it takes all the money in savings and hands it to the old millionaires & billionaire white males who were taking a victory lap over the passing of this House bill.
Not only that, but Rattner points out that this bill was not scored. The last bill was scored for about 24 million people losing insurance. This bill is more severe, to get the Freedom Caucus on board. It was not scored so as not to call attention to the reality of the bill.
But wait! There's more! There will be some meager tax credits. The wealthy will benefit the most from those tax credits.
yallerdawg
(16,104 posts)that classified pregnancy as an "illness" with a one-time max cap of $200. It's all I could afford - and I wanted to be a responsible adult and have insurance like respectable people do.
That's when my wife discovered Medicaid!
Honeycombe8
(37,648 posts)insurance makes medical care more expensive. When pregnancy wasn't covered, it kept the cost down, or people wouldn't have been able to pay.
I remember my sister had a set fee of about $1,200 for her doctor. That included all visits from start to finish, and a normal delivery. There would have been a set amount for the hospital. Those pricey vitamins would have been in addition.
Once insurance got involved, costs skyrocketed, so that people HAD to get insurance, since they could no longer afford to pay out of pocket.
Birth control wasn't covered under insurance, either.
burnbaby
(685 posts)you would pay to see your DR. and insurance was something you had if you had an accident (broken leg, stitches etc) or an illness that put you in the hospital.
Birth control wasn't covered either
I also remember the DR. coming to our house to do check ups, boy and I old
Honeycombe8
(37,648 posts)I say that affectionately, of course (as one old geezer to another).
Insurance companies have screwed the health care industry up. What we thought would help us pay for expensive procedures has turned out driving the costs of everything up to unaffordable levels such that we have to pay a ton of money to insurance companies, for their profit.
from one oldie but goodie to another
Hoyt
(54,770 posts)As I understand the Bill, unless a state applies for waivers, then community rating still applies and those with pre-existing conditions will have the same premium as anyone else their age. But if a state decides to apply for a waiver to use a "risk pool," then you might get those big premium rates. Then, we'd have to hope the federal and any state subsidy money would help adequately.
Gotta get GOPers out of state governments too.
2naSalit
(86,646 posts)we would kill off half the state in a few years' time. Fortunately we have a D governor who signed the expansion into law w/o their help... it's the only reason I can have any insurance when I'm not working as I qualify for medicaid since I am still impoverished when I work. The state went for cheato but we just re-elected our governor.
Hoyt
(54,770 posts)recently. Looks like that is a moot issue now. Good luck with this crud.
I'm in the process of obtaining a disability determination. I know it's a long haul but I am now faced with no real options.
Honeycombe8
(37,648 posts)IF you have been continuously covered, it's not so bad, I think (if you don't live in a state that wants to handle pre-existing conditions itself).
But if you have a long enough lapse, you got a problem. The bill is written to prevent people from NOT getting insurance and waiting until something goes wrong, and then trying to get insurance to pay for that.
Hoyt
(54,770 posts)is essentially a "mandate" unless you are willing to risk the consequences of going naked, so to speak.
I'm not, as long as it's not a food or health insurance situation, which a lot of people are in.
Good point.
What GOPers don't get is that a lot of their constituents are just stupid enough to go without insurance since there is no "mandate." When enough of them are sick and whining, GOPers will have to change their view.
spanone
(135,844 posts)[URL=.html][IMG][/IMG][/URL]
Honeycombe8
(37,648 posts)Where did you find it? I didn't look long, though.