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FreeState (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 10:55 PM Original message |
Why is COBRA so expensive? |
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XemaSab (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 10:56 PM Response to Original message |
1. You got off easy; they wanted 600 from me |
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FreeState (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 10:59 PM Response to Reply #1 |
2. If it wasnt for my partner Im not sure how I could afford food |
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XemaSab (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:03 PM Response to Reply #2 |
7. I hope things work out for you |
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glinda (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:49 PM Response to Reply #1 |
16. They got over $1200/mo from my husband and I. Thank goodness he went on |
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ThomCat (1000+ posts) Send PM | Profile | Ignore | Fri Feb-11-11 03:42 PM Response to Reply #1 |
27. I had to pay just under $600 for mine until it expired too. |
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CoffeeCat (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 10:59 PM Response to Original message |
3. It's expensive... |
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glowing (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:01 PM Response to Original message |
4. On COBRA, you have to pay the full benefit money.. Your employer is |
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FreeState (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:04 PM Response to Reply #4 |
8. Yeah but what sucks about that is.. |
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glowing (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:06 PM Response to Reply #8 |
11. Yes, its the reason many who are on the "healthy" side end up with |
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fairfaxvadem (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:31 PM Response to Reply #4 |
14. Exactly - you are paying "FMV" now in COBRA |
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patrice (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:01 PM Response to Original message |
5. Because it's NOTHING. Just a gaurantee that you will be allowed to pay the whole premium, not just |
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Buddyblazon (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:02 PM Response to Original message |
6. Because they don't actually want you to use it. |
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RagAss (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:05 PM Response to Original message |
9. Because we're cheaper dead. |
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white_wolf (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:05 PM Response to Original message |
10. Is it bad |
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Maine_Nurse (688 posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:20 PM Response to Original message |
12. Be thankful you aren't in Maine |
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soryang (642 posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:21 PM Response to Original message |
13. 400 a month is cheap, it used to be much more |
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tammywammy (1000+ posts) Send PM | Profile | Ignore | Fri Feb-11-11 12:21 AM Response to Reply #13 |
22. The cost depends entirely on what insurance you have at your job |
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The Second Stone (603 posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:45 PM Response to Original message |
15. Thats more unemployment and less COBRA than |
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GreenStormCloud (1000+ posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:51 PM Response to Original message |
17. Because of adverse selection. |
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Gormy Cuss (1000+ posts) Send PM | Profile | Ignore | Fri Feb-11-11 03:28 AM Response to Reply #17 |
24. COBRA doesn't work that way. |
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pulledpork (175 posts) Send PM | Profile | Ignore | Thu Feb-10-11 11:52 PM Response to Original message |
18. Because employers pick up most of the cost |
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dflprincess (1000+ posts) Send PM | Profile | Ignore | Fri Feb-11-11 12:14 AM Response to Reply #18 |
19. This is not the cost of healthcare |
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pulledpork (175 posts) Send PM | Profile | Ignore | Fri Feb-11-11 11:56 AM Response to Reply #19 |
26. I fully agree |
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kas125 (1000+ posts) Send PM | Profile | Ignore | Fri Feb-11-11 12:17 AM Response to Original message |
20. Nine years ago my ex was laid off from Lucent. Our cobra |
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tammywammy (1000+ posts) Send PM | Profile | Ignore | Fri Feb-11-11 12:18 AM Response to Original message |
21. Because you're paying for all of the insurance |
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Kablooie (1000+ posts) Send PM | Profile | Ignore | Fri Feb-11-11 01:49 AM Response to Original message |
23. It was $1400 a month for me and my family. Luckily I didn't have to use it. |
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LooseWilly (1000+ posts) Send PM | Profile | Ignore | Fri Feb-11-11 04:16 AM Response to Original message |
25. Best alternative—go without. |
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ScreamingMeemie (1000+ posts) Send PM | Profile | Ignore | Fri Feb-11-11 03:44 PM Response to Original message |
28. $2400/month after my husband died. I kept it until it expired and then |
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prolesunited (1000+ posts) Send PM | Profile | Ignore | Fri Feb-11-11 03:47 PM Response to Original message |
29. I would assess your risk level |
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SoCalDem (1000+ posts) Send PM | Profile | Ignore | Fri Feb-11-11 03:50 PM Response to Original message |
30. Because you are being asked to cough up the share that was paid FOR you |
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