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My latest LTTE -- not health insurance; healthCARE

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MindPilot Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-16-09 02:37 PM
Original message
My latest LTTE -- not health insurance; healthCARE
We need to get the word insurance completely out of the debate.

Insurance is by definition a gamble; it is a bet I make with Allstate over whether or not I will crash my car or burn down my house. The whole object of the game is for the insurance company to collect as much as they can in premiums while paying out as little as possible in claims. Thats OK when its over the value of my 02 Chevrolet; it is not OK when I need an appendectomy.

Over the past few decades, it has become obvious that the insurance model is unsustainable when applied to healthcare.

The discussion should not be about insurance reform, but rather healthcare as a right which is accessible to all, the personal responsibility and obligation of everyone, and remove the burden of providing insurance from employers.

As for paying for it; we are already paying for it in the form of insurance company profits, excessive administrative costs, defensive medicine, and tax write-offs for provider losses. None of which actually delivers treatment to patients. Unless you want a scenario in which a truck drives by every day with a loudspeaker blaring bring out yer dead, we will continue to pay for itone way or another.
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Joanie Baloney Donating Member (801 posts) Send PM | Profile | Ignore Wed Sep-16-09 03:22 PM
Response to Original message
1. Right on!
I don't even take insurance in Vegas at the blackjack tables. Why would I play Russian roulette with health insurance? If universal care is socialist...then so be it.

Great letter!

-JB

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