http://www.alternet.org/workplace/65110/Millions of Americans in Economic Battle to Make Ends Meet
By Heather Boushey, AlterNet. Posted October 13, 2007.
One in five don't earn enough to make ends meet and six years of Bushenomics has inflicted new hardships.
The Bush recovery has been good for Wall Street, but not Main Street. The economic recovery that began in 2001 has brought slow job growth, limited wage gains, and continued rising inequality. While families at the top of the income ladder have seen their incomes rise faster than inflation, those in the middle and bottom have seen theirs fall.
Millions now work in what we call "bad jobs." While higher-wage workers take for granted that their jobs come with employer-based benefits like health insurance, a retirement plan, and maybe some paid time off, just over one-in-five workers (22.1 percent) are in a bad job -- a job that pays low wages and provides no benefits.
That's where government work supports -- programs that ensure that families can access basics such as healthcare, childcare, food, and housing -- are supposed step in and fill in the gaps.
The reality, however, according to research we released this week, is that nearly 41 million people live in families that don't earn enough to make ends meet, and government benefits do not fill in the gap. These families work, but their earnings aren't enough. Most low-wage workers don't get the kinds of employer-sponsored benefits common for higher-waged workers, so without government help, these families are left out in the cold, often unable to afford health insurance, decent child care or other necessities.
We do have work supports to help people. Child-care assistance, the Earned Income Tax Credit (EITC), food stamps, public housing and Section 8 housing programs, Medicaid, the State Children's Health Insurance Program (SCHIP), and Temporary Assistance to Needy Families are all available across the United States.
When families get these work supports, they help bridge the gaps left by low wages and lack of employer-sponsored benefits. Across nine states (Illinois, Iowa, Massachusetts, Minnesota, New York, North Carolina, Ohio, Texas, and Washington) and the District of Columbia, for example, work supports close nearly half (44 percent) of the gap between a family's earnings and what it takes to make ends meet.
But these policies leave out just as many as they help. Most of these work supports were initially intended to serve poor, unemployed families. The eligibility criteria require families to be very poor, earning so little in most states that many of those who are in need still earn "too much" to be eligible. The EITC and SCHIP were both designed to help working families, but even these programs leave many families out in the cold.
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And many families including my own find it ever harder to afford the necessities of life. We work to be broke. Is that the new American dream?