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Reply #106: You presume there is "insurance" [View All]

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zipplewrath Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Feb-01-11 02:00 PM
Response to Reply #105
106. You presume there is "insurance"
There is a concept known as "self insured", which the co-op could provide, assuming sufficient resources. The company I work for is "self insured", the payments come straight out of profits.

One of the many complaints about the mandatory requirement is that it doesn't recognize people who are in a position to be self insured in some sense (basically the truly independently wealthy. Even small business folks mostly want "catastrophic" insurance plans with high deductibles. They can pay "retail" for much of their regular health care needs). Most of the young population could easily consider a catastrophic plan, but will be prevented by this legislation.
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