28. We were actually called by our bank and offered a loan mod. There was a long form
which we decided was too complicated and a short form which would get us about $68 off per month on our payments. We did the short form but my husband commented that he didn't know we had qualified for one in the first place. I hope this didn't affect us in any way. Now I am nervous. They sold our mortgage but sent papers and a letter confirming supposedly that everything was okay as far as our mortgage being good and traceable.Or so we think..
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