Reply #123: RE: People with not so good credit

[mathewperry]

I think all these factors considered together, balance the rates. If bad credit scores increase rates, clean driving record bring them down. My car insurance company (http://aarp.thehartford.com/Auto-Insurance) gives me a discount because I work from home, which means that I drive less. For the life of me I cannot understand though, why being married or remaining single should affect your rates! What do they do if you get divorced? Hike up your rates again?