Reply #88: I'm really, really damn confused right now.

[moriah]

Are we looking at the same data?

http://www.socialsecurity.gov/OACT/TR/TR06/II_project.html is what I've been looking at.

I'm not suggesting a bit of borrowing from the trust. I think the trust needs to stay out of the hands of anyone, and especially out of the stock market!

Thirty years down the road might seem a long time for you, but it's when I'll turn 60 and be trying to plan retirement, and a lot of how I plan it will be based on whether or not that check is there. There are others who will be older, and others who are younger and they'll have barely a chance in hell of getting anything out of it at the current projections.

Pay the trust back the money that's been borrowed from it, don't borrow any more, but if we don't start trying to fix the problem it's going to be much harder to do it down the road. And you might see the social security trust fund as benefiting "them", but I see it as benefiting me and the people I love who are either current beneficiaries or will be in the future.