Reply #65: Gavin conveniently leaves out

[Luminous Animal]

that Healthy San Francisco is not an insurance program and was carefully written to be not an insurance program to avoid an ERISA challenge. Even so, the program was challenged vis-a-vis ERISA and it resulted in a costly legal fight for the city. Ultimately, the liberal 9th Circuit Court agreed that Healthy San Francisco does not violate ERISA given that it is not an insurance program but rather, a government run health care delivery system. That is, it merely funds access to clinics and hospitals for those who cannot afford or are denied insurance.