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Reply #59: No, he may not be. It's not available everywhere. [View All]

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Xithras Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-23-09 02:31 PM
Response to Reply #46
59. No, he may not be. It's not available everywhere.
Edited on Wed Sep-23-09 02:35 PM by Xithras
To get flood insurance, you must live in a community that has signed up for the national flood insurance program. If you don't live in a town, your county has to be signed up for it. If your community hasn't signed up for it (and many don't, because they consider themselves low risk and there are costs & new regulations involved), federally backed flood insurance isn't available to you at ANY price. A town of 500 in the flatlands of Kansas 30 miles from the nearest waterway may simply decide that it isn't worth the expense and effort.

You can find out if your community is signed up by looking here: http://www.fema.gov/fema/csb.shtm
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